Car Finance Application | Andrew James Cars Ltd

01474 878850

We can help you finance your new vehicle whether you have good or bad credit. We also cater to low incomes and offer joint applications or finance through your business.

If accepted finance can be arranged in just 30 minutes!

We work closely with a variety of lenders. Flexible options with the option to have no deposit or down payment and payment terms of up to 7 years ensure we can meet your financial requirements.

You can call us first to enquire about finance or complete our online application and we will check acceptance for you, usually within 30 minutes.

Be sure to do this before visiting us to avoid unnecessary travel and wasted time.

FINANCIAL DISCLOSURE
Andrew James Cars Ltd is registered in England and Wales. Andrew James Cars Ltd is authorised and regulated by the Financial Conduct Authority, under FCA number: 804370. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.

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Customer Reviews

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Purchased an Audi A3 from AJ Cars today and received excelllent customer service from Andy and the team. If you're looking for a relaxing and enjoyabl... Read More

Sam West

Amazing service from beginning to end. Went in with a specific criteria and staff went above and beyond to ensure I left with what I wanted. Customer... Read More

Sam Faulkner

They were fantastic, went above and beyond. They were professional, friendly, helpful and made the whole process of buying a car a pleasure.... Read More

Thomas I Maslin

This company totally destroyed the old "Used car salesman" stereotype! Great service, great people and I love my car. I am really happy with the servi... Read More

Mandy Ann Brewster

Exceptional service and well turned out dealership. A hidden gem. The car was perfect, ready for viewing when I arrived. A quick test drive with No pr... Read More

Toni Hawkins

To extend my thanks and appreciation to all at AJ Cars LTD who provided a proper professional car buying experience, did not shy away from sorting out... Read More

Ian Robinson

We have been absolutely blown away with the customer service and the car that we purchased. James has been extremely helpful, informative, professiona... Read More

Joanna Taylor - Scotland

Turned up on a late Sunday afternoon , no pushy salesman here just let us get on with looking and test driving cars that we was interested in. Friendl... Read More

Mick & Mel

Andy couldn't have done more for us. Turned up at the gate on a Sunday traveling all the way from Portsmouth. We wasn't made aware we needed to book a... Read More

Georgina & Aaron

can not thank James enough for his level of customer service. he went above and beyond to help my husband get his perfect car. from start to finish he... Read More

Kerrie

Fantastic dealership, responsive, helpful and most of all decent and honest. Such a pleasure to deal with, can’t recommend enough. Thank you... Read More

Rachel Scott

Brilliant service, a very genuine car dealer you can trust . Focussed on customer service and attention to detail, some great cars and a great team to... Read More

Lee Miles

Really pleased with buying from this dealership, nice people to deal with. Will be getting my next one from here and will recommend *****... Read More

Steve

Best Experience By Far! Felt comfortable, nothing was rushed and I’d recommend Andrew James cars ltd to anyone. I love my new car 👌... Read More

Blake Proudlock

All the reviews are true - this really is the most fantastic place if you're looking for a new car. Andrew is THE BEST! You could not meet a nicer man... Read More

Sarah Maxwell

These gentlemen are absolutely amazing when it comes to professionalism and friendliness. Me, my Nan and partner attended Saturday 14th September and... Read More

Stacey Callow

Absolutely faultless service. Very professional. Super efficient. Over the moon with my volvo. Highly recommend this garage. Great cars and brilliant... Read More

Tina holland

After just passing my test i was looking for an affordable car and after seeing rave reviews i was not dissapointed, James helped me through every ste... Read More

Andy

You won’t find a friendlier dealership anywhere near these guys.there help and support during the whole buying process was second to none.very hospi... Read More

Bill

Fantastic guys.they went above and beyond to help with everything we asked for.even with a DriverError( our fault) they went out of there way to put u... Read More

Bill and gill

My Grandad decided to have a look and ended up part exchanging his car for an XC90! Brilliant condition of cars and friendly staff that were extremely... Read More

Chantay Flain

Just brought a Audi Q5 from Andrew James fantastic Car and as for Andy & James couldn't ask for better No pressure sales and professional quick and ea... Read More

Mark

Rare to find an honest, reliable and helpful car dealer these days. Really pleased with the Twingo and the service was excellent from start to finish.... Read More

Laura Cording

I arranged to go and view a car that I organised with them, and when I got there they was helpful and had a very good attitude and made you felt welco... Read More

Steve Barnes

Thanks to these guys, I now have the car I’ve wanted for years after just 3 days. Hassle free, flawless customer service. I couldn’t thank them en... Read More

Hassle free, flawless customer service - Jake H

Great service, picked up from the railway station and a friendly service. Car is exactly what I expected. Completed within 30 minutes and help to tax... Read More

Superb guys. Honest and friendly - Steven L

recently bought used land rover, good price, friendly no pressure experience and long warranty. what's not to like? definitely recommend this business... Read More

the way car sales should be! - Colin H

Probably the nicest experience I've had buying a car. Really nice guys, knowledgeable, very straightforward and trustworthy. They are car people , off... Read More

Fantastic car buying experience - Richard H

Our experience was very smooth and we was under no pressure, deal was completed very quick and easy and all the little issues we high lighted with the... Read More

Part exchange - Wayne H

Wonderful customer service from the first telephone call. He made px my car and purchasing a new one completely hassle free. Would definitely recommen... Read More